๐๏ธ Freedom
Plan: zzz OLD โ JUN 2028 Full Stack pre-lease (8/25)Month 4 ยท Nov 2026curve cached 67d agoupdated 3:52:29 PM
Compare against
Status ยท Nov 2026
ON TRACK
All lines at or better than plan
Engine check
CLEAN
no ruin ยท no cash gap
Spend pace
1%
of plan ยท 10% of month gone
๐ต Base Spend โ Nov 2026
10% of month elapsedPlanned
$20,830
Actual so far
$150
1% of plan
Remaining
$20,680
๐ฏ On Track? โ plan vs Ledger actuals
Ledger as of 11/3/2026โ ๏ธ STALE PLAN โ this scenario was edited in Freedom after its curve was cached. The plan numbers below are from the old inputs. Open it in Freedom and re-save to regenerate the curve.
LinePlanActualGapStatus
HF Cash$73,855$115,640+$41,785Ahead
HELOC$1.18M$694,118โ$489,874Ahead
Net Worth$2.04M$2.24M+$204,676Ahead
TIAA$465,189$467,000+$1,811Ahead
๐๏ธ Key dates โ current scenario
Leave JPL
Jun 2028
19 months out
Roth unlock
n/a โ no conversion in this plan
Tightest cash
Jan 2030
HF $0
HELOC peak
$1.18M
Forced house sale
Never
End net worth
$70.93M
Jul 2046
