KCC Logo
KOLIWAD
COMMAND CENTER

Good afternoon, Sonny

💰 Financials

Live from Freedom Ledger · as of 11/3/2026, 3:51:36 PM

Open Ledger

📅 Month Review — October 2026

● WATCH

Base $18,807 — first month over $18k since July (food swap reversed). Net worth +$18.1k to $2.247M. Plan holds: 0.6% parked risk at actual cash.

Base

$18,807

target $18,000

Net worth

$2.25M

+$18,058 vs prior

MC (parked)

0.6%

0.8% raw

Watch / Red

3 / 0

9 flags

Base spend vs $18k target

09

10

Net Worth

$2.24M

+$204,676 vs plan

HF Cash

$115,640

+$41,785 vs plan

HELOC Drawn

$694,118

−$489,874 vs plan

TIAA

$467,000

+$1,811 vs plan

🏦 Accounts — live from Ledger

Assets

$5.58M

Citi Checking

Checking · as of 2026-10-31

$0

Chase Checking

Checking · as of 2026-10-31

$7,117

CEFCU Sonny

Checking · as of 2026-10-31

$3,751

TIAA - SK 403B

Retirement · as of 2026-11-02

$467,000

Paulette Checking

Checking · as of 2026-10-31

$5,624

Paulette

Real Estate · as of 2026-08-26

$2.20M

HF - Schwabb

Investments · as of 2026-09-30

$99,148

Vineta

Real Estate · as of 2026-08-26

$2.80M

Liabilities

$3.34M

VentureOne (...3769)

Credit Cards · as of 2026-10-31

$20,484

HELOC

HELOC · as of 2026-10-31

$694,118

Paulette 1st Mortgage

Loans · as of 2026-09-30

$576,002

Vineta Mortgage

Loans · as of 2026-09-30

$1.22M

Vineta - Unison

Loans · as of 2026-08-26

$827,500

📊 Base Spend by Category — Nov 2026

$150 of $20,830 planned
CategoryPlanActualLeft
Nanny$4,000$150$3,850
Amazon$2,500$0$2,500
Auto Insurance$613$0$613
Auto Maintenance$50$0$50
Auto Payment$412$0$412
Baseball$1,000$0$1,000
Clothing$400$0$400
Dance$1,600$0$1,600
Dentist$30$0$30
Eating Out$2,000$0$2,000
Fitness$190$0$190
Gardener$240$0$240
Gas & Electric$1,000$0$1,000
Groceries$1,500$0$1,500
Healthcare$150$0$150
Home Maintenance$200$0$200
Kids Activities$100$0$100
Kids Cash$100$0$100
Life Insurance$2,470$0$2,470
Make Up$100$0$100
Misc Shopping$400$0$400
Parking & Tolls$20$0$20
Pest Control$65$0$65
Pharmacy$50$0$50
Phone$450$0$450
Pool Maintenance$300$0$300
School$200$0$200
Subscriptions$500$0$500
Trash$190$0$190

🏢 Entity Overview

directory — business balances not live yet

🏡 Personal / Household

Personal

🏦 Citi · Schwab

Live above via Freedom Ledger

💼 MBK Enterprises

Operations

🏦 Wells Fargo

Books in Zoho — no live feed here yet

⭐ Stardust

Operations

🏦 Wells Fargo

MBK sub-entity

🤝 EYI (Nonprofit)

501c3

🏦 US Bank

Elevate Youth Initiative

💪 Athletic Capital

Standalone LLC

🏦 Mercury/Relay (pending)

On hold

⚾ SWYBC

Standalone LLC

🏦 Mercury/Relay (pending)

On hold

⚾ Knights Knation

Team / Brand

🏦 Citi

SWYBC US tryout partner

🏛️ FHG HoldCo

Parent entity

🏦 Mercury/Relay (pending)

AC + SWYBC sub-accounts